All Illinois drivers are required to carry valid insurance, including a certain amount of uninsured driver insurance. Unfortunately, some drivers take to the roads without having adequate insurance, while others are uninsured entirely.
Uninsured driver coverage allows an injured driver to recover damages if they are involved in an accident with an uninsured, negligent driver. Underinsured driver coverage applies when the negligent driver does not have enough coverage to pay for medical bills and property damage.
Minimum coverage limits are $25,000 per individual and $50,000 per accident. This coverage often provides insufficient financial compensation for damages resulting from a crash.
To be compensated for damages after an accident, you need to file a claim with your own insurance company. However, even with uninsured or underinsured motorist coverage included in your insurance, it is unlikely your insurance provider will pay you the money you deserve without a fight.
The best course of action is to speak to an Illinois personal injury attorney knowledgeable about accidents with uninsured or underinsured drivers. Before calling your insurance company, discuss your case with the lawyer at the Briskman, Briskman & Greenberg law firm to understand your rights and determine what to expect.
The process for submitting a claim can be complex as there are strict timeframes and procedures involved. An experienced attorney can deal with the insurance company on your behalf to ensure you receive the compensation you deserve.
What to Do After a Car Accident With an Underinsured or Uninsured Driver
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